Best French Mortgage

Best French Mortgage Broker

Non-Residents and International Clients

Best French Mortgage are an English speaking independent French mortgage broker that can arrange French mortgages for any French property.

International clients need individual solutions tailored to their circumstances and borrowing needs, whether in relation to the purchase of a second home, a home for the future, a buy-to-let property, a remortgage or in some case equity release.

With this in mind, we continually monitor the market for new mortgage products so we can bring you the widest a range of mortgage possibilities.

Best French Mortgage can arrange French mortgages at a loan to value (LTV) of up to 85%, depending on the property location, the property condition and the borrower’s financial profile.

We are one of the few genuinely independent whole of market brokers operating in the non-resident mortgage market

As an English speaking specialist mortgage broker, we work with a large panel of International Banks.

Unlike many brokers, who collect a fee from you and a success fee from the lending bank, we do not double double charge.

We do not charge you a fee for our expert service because the lending bank pay us to prepare your French mortgage dossier on their behalf.

We save you time and money by negotiating the best rates and the best terms.

We’re Independent

We are one of the few genuinely independent whole of market brokers operating in the non-resident mortgage market

As an English speaking specialist mortgage broker, we work with a large panel of International Banks.

No Fees – No Obligation

Unlike many brokers, who collect a fee from you and a success fee from the lending bank, we do not double double charge.

We do not charge you a fee for our expert service because the lending bank pay us to prepare your French mortgage dossier on their behalf.

We save you time and money by negotiating the best rates and the best terms

French Mortgages Simplified

French mortgages can seem confusing because due to the wide range of French mortgage products on offer.

Our French Mortgage Types  page will help you understand the differences between the types of French mortgage and explain your interest rate options.

You may also find it helpful to read our page on French Mortgage Products, which gives a simple overview of the different products currently available.

We also have an extensive Knowledge Base which gives detailed answers to key French mortgage questions.

French Mortgage Broker Rates - September 2020

TermInterest RateLTVFixed / VariableTypeMinimum Mortgage €Notes
7 Years2.35%65%FixedInterest only200,000 Rate fixed for the term
8 Years2.05%75%FixedRepayment100,00096 identical payments
10 Years2.05%75%FixedRepayment100,000Subject to valuation
14 Years2.35%75%FixedInterest Only200,000Subject to wealth test
15 Years2.10%75%FixedRepayment150,000Minimum age 60
20 Years2.25%85%FixedRepayment600,000 Rate fixed for the term
20 Years2.30%75%FixedRepayment100,000Refinance existing mortgage
20 Years2.35%65%FixedInterest only 100,000 Mixed Mortgage
25 Years2.35%75%FixedRepayment100,000 Subject to valuation
French Mortgage Broker Rates | Representative examples of current French mortgage rates from our extensive panel French lenders | Best French Mortgage