Our Best French Mortgage Guides are here to help you by taking the mystery out of French Mortgages. Along the way our French mortgage guides cover the basics you need to know as well as give you hints and tips that could save you a small fortune as you search for and buy your French property. Click on the headings below for an overview of each French mortgage guide.

In today's French mortgage market it is vital to understand the latest French mortgage market trends in order to choose the best French mortgage product for your needs. Because your French mortgage could have a life of up to 25 years it is vital that you take a long term view of the French mortgages on offer and not be seduced by a short term French mortgage product promotion. To help you understand the longer term direction of the French mortgage market trends the Best French Mortgage team's two post graduate economists provide a monthly commentary on the French mortgage market trends.

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The Best French Mortgage glossary of French mortgage, housing and property terms includes the essential terms, words and vocabulary (including technical and legal terms) related to French property purchase and French mortgages.

This glossary should cover most of the terms you will need to understand to obtain a French mortgage but if you come across a term which you don't understand and which is not listed here contact us and we will send you an explanation.

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A comprehensive French mortgage checklist to help you get organised to purchase your French Property using a French Mortgage. French Mortgages have many different characteristics and requirements but by following our French mortgages checklist you can save time, effort, money and be quickly settled in your French Property and without any unpleasant surprises.

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When you buy a French property the French government require that a number of “diagnostiques” equivalent to the UK home information pack (HIPS) scheme are carried out as part of the French property transaction. All French property sellers are required to organise (and pay for) the appropriate tests before a Compromis de Vente can be signed, and as a buyer of property in France you are entitled to know what is in these home condition reports.

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Buy and leaseback French Property Investment mortgages are available to fund the purchase of a new buy and leaseback property from a developer back-to-back with a guaranteed rental contract (the leaseback) from a management company.  The guaranteed rental income yield is between 2.5% and 6%, depending on the scheme, and should more than cover mortgage interest costs. You are the beneficial owner of the property freehold, so leaseback investments also offer the possibility of capital gain at the end of the rental contract(s).

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Buy to let French Property Investment mortgages are available to fund the purchase of a buy and let property to be let on a rental contract. The rental income yield is usually between 3% and 5%, depending on the scheme, paid by the letting agency quarterly in arrears, and should more than cover mortgage interest costs. A French buy to let investment property is usually an urban apartment with the intention of renting all year.

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Viager French Property Investment mortgages are available to fund the purchase of a viager property though not all French mortgage lenders offer them. The viager market is very much a small specialist market and Best French Mortgage, with their extensive experience of financing viager property purchases, will negotiate the best terms for your viager mortgage.

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Home and business French mortgages are available to fund the purchase of a home and business if some simple mortgage conditions are met.

Jobs in the traditional French labour market may be hard to come by, so combining your home and business can give you a great lifestyle which puts you in control.

Best French Mortgage have the experience to find the right specialist lender for home and business French mortgages.

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French property renovation, restoration and improvements can take many forms, from Do-It-Yourself (DIY) repairs and upgrades through to significant changes to a building’s original structure and purpose. As energy costs continue to rise, significant savings can be achieved by energy conservation improvements; here too, Best French Mortgage stands ready to help you finance the project through a French property renovation mortgage.

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French bargain cheap property is available in every departement of France but seldom via local French estate agents or on internet property web sites. This guide tells you how to find the very best French bargain cheap property that can be purchased on a French mortgage and often with no estate agent fees. Best French mortgage are specialists in French Euro mortgages for French bargain cheap property.

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Many people have considered buying a house or flat in France either as an investment or as a holiday home with gîte rental income potential. Best French Mortgage are happy to help you find the best French mortgage for French property rental so if you have a project in mind fill in the online enquiry form for a no obligation quotation.

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French mortgage insurance is a requirement of most French mortgages. Before completing the purchase of your property, you will be required by the lender to arrange French mortgage insurance. Whether you wish to arrange insurance with the lender or seek a more competitive quote Best French Mortgage will smooth the way to the best insurance deal for you.

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