Best French Mortgage Annual Value For Money Audit 2009

Best French Mortgage entered the Internet market for French mortgages 2004 and every year since we have conducted an annual value for money audit to benchmark ourselves against our competitors. The audit is something we take very seriously and because the audit process is managed by of one of our directors, an ex Bank of England auditor, we have confidence in the results.

Best French Mortgage found that the market for French mortgages had changed dramatically over the year 2008-2009:

1. Price and competitive pressure was forcing smaller French mortgage brokers out of business due to a lack of business. Best French Mortgage are very strong and are acquiring the businesses of some of the brokers who are too small to survive.
   
   
2. Some very doubtful and unscrupulous practices were creeping back in to parts of the market as weaker brokers sought to make additional income by charging unreasonable fees for their services. Best French Mortgage stand by their customer charter.
   
   
3. Interest rates are at historically low levels, but with banks short of funds due to the global credit crunch, only brokers enjoying the fullest trust of the lenders were able to predictably source funds for borrowers. Best French Mortgage continue to have the fullest trust of the lender community and we are not experiencing a decline in the availability of funds to our clients.
   
   
4. French mortgage products continue become more sophisticated, so highly trained staff with a deep background in the financial sector are the only ones who can be relied on for good advice. Best French Mortgage do not and will not use the services of the commission only salesman and each and every client of Best French Mortgage is entitled to confirm this with our managing director personally on +44 (0)20 7193 7843.
   
   
5. In a difficult mortgage market, a long track record with a consistently high volume of high quality applications processed is needed to ensure focused and exemplary service from the demoralised banking sector. Best French Mortgage are in a much stronger position to negotiate a better deal for our clients than our competitors because of our business strength and exemplary reputation. Best French Mortgage has the confidence of the lenders because, despite market conditions, as at 1st May 2009 clients we acted for had a mortgage default rate of 0.033% compared with the 4.67% more typical of the overall market.
   

Helping YOU Get Better Value For Money NOW

Best French Mortgage take pride that our no fees French mortgages service delivers French Mortgages that are:

• Up to 3% less expensive.

• Up to 12 weeks quicker to finalise.

• Better suited to your long and short term needs.

• Better overall value than going direct to a lender.
  

For a typical €200,000 mortgage that's a saving of up to €6,000, negotiated in less than 9 weeks with the security that you have the French mortgage you need. In short, the Best French Mortgage for you and your family.

Helping YOU Get Better Value For Money ALWAYS

Markets, especially today's financial markets, are dynamic if not volatile.

We will repeat this Value For Money audit every six months to ensure that, through us, you can truly get the Best French Mortgage available in the market.

We have also distilled what we have learnt into a short Consumer Guide so, even if you don't choose to use our services, you will be able to keep yourself safe from the French Mortgage sharks.
Read the Consumer Guide >